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The Crushing Weight of Debt
The Crushing Weight of Debt
Carrying around a load of debt everyday in the back of your mind is mentally taxing and eventually affects your physical health as well., You need to get rid of this huge debt, this huge boulder and file for bankruptcy immediately so that you can be free from being a debtor chained to an insurmountable debt.
Chapter 7 Discharge
The Crushing Weight of Debt
Most Nevadan debtors have good virtue, character, intention and integrity. They want to find a way to pay off this insurmountable debt. What they don't know is, there is no way to fix this debt unless you are immortal. Only a bankruptcy can wipe this debt and it is the quickest way to do so. There is no other option for debtors. Put aside your guilt.
If you feel guilt, know this: a bankruptcy does not benefit solely the debtor. Some debts do not get discharged, such as secured debts. Those secured assets get returned to the creditor. There are also many other exceptions such as student loans, taxes, child support.
Necessary Exemptions
Nor does bankruptcy leave a Las Vegas debtor penniless. There are provisions in place to protect the debtor's homestead, vehicle, personal property, and money-all up to a certain dollar amount. An individual Chapter 7 bankruptcy takes into all considerations to make sure everyone is treated fairly and with dignity. Las Vegas may provide greater protection than federal bankruptcy protections. Your attorney is responsible for making sure your exemptions are maximized and all used up.
Fast and Quick Timeline
A Chapter 7 bankruptcy proceeding in Las Vegas is fast and quick. Within one month of filing the Petition, a hearing is held by videoconference for no longer than five minutes usually.. Shortly after this, if all goes well, the bankruptcy is granted and the debts are discharged. The attorney did their job right if all went well. A properly prepared petition and preparation guarantees fast bankruptcy relief.
Post Credit Repair
Before filing for Chapter 7 bankruptcy in Las Vegas, do research on the impact on your credit. Read up on how you can begin repairing your credit immediately after the discharge. It may take a while and incremental steps, but it is important to start early and be consistent. A good attorney will provide you with references and information to help you with this.